RWA Fire Insurance: Is Your Flat Fully Covered?

Your RWA’s policy covers the building, but you'll need separate insurance for your belongings to be truly protected. Many flat owners assume their Resident Welfare Association's (RWA) group fire insurance policy covers everything. But when a fire damages a single apartment, confusion can arise. Experts clarify how these policies work, outlining the distinct responsibilities of the RWA and the individual homeowner to ensure everyone is protected from financial loss after a disaster. How a Claim Works for a Single Flat If a fire is con…