Man Fixes Finances with ChatGPT and 7 Prompts

 

        

Author Adrian Brambila’s viral post details how AI created a personalized financial plan, sparking a debate on using chatbots for money management.

Author and entrepreneur Adrian Brambila has sparked intrigue across the internet after sharing his success in fixing his finances using ChatGPT. In a viral Facebook post, he explained how he transformed his money-related anxiety into a clear, actionable plan with just seven simple prompts, demonstrating a novel use for AI in personal financial management without needing professional advisors or complex apps.

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Seeking to overcome financial stress, Brambila gave ChatGPT his salary breakup and asked for help. The AI responded by generating a comprehensive, step-by-step financial routine tailored to his income and lifestyle. The system included creating a zero-based budget, designing a cash flow tracker, setting monthly savings targets, and even outlining a beginner-friendly investment strategy.

The process provided Brambila with a new sense of control. “Just 7 prompts and total clarity over my money,” he wrote in his post. He emphasized that the AI-driven approach helped him build a simple, effective system that didn't rely on paid subscriptions or complicated spreadsheets, resulting in what he described as “clarity = peace of mind.”

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The viral nature of the post has ignited conversations online about the viability and safety of using artificial intelligence for sensitive tasks like financial planning. While some are impressed by the accessibility and simplicity of the solution, it raises questions for others about the reliability and security of sharing financial data with AI models.

A cornerstone of the financial plan generated by ChatGPT was the 50/30/20 rule, a well-established budgeting principle. This method advises allocating 50% of after-tax income to essential needs (like rent and groceries), 30% to wants or discretionary spending (like hobbies and dining out), and the remaining 20% to savings and debt repayment. The use of this recognized rule gave structure and credibility to the AI's advice.

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Adrian Brambila's experience highlights a growing trend of individuals turning to AI for help with everyday problems, including complex ones like financial planning. His story demonstrates that for some, AI can serve as an accessible first step toward financial literacy and organization. As more people experiment with these tools, the conversation will likely evolve to focus on best practices, data privacy, and the future role of AI as a personal advisor.