SMART Goals Transform Financial Planning

Experts are urging investors to ditch vague ambitions for a structured approach that makes achieving financial targets more likely.

Financial advisors are pushing a new way for people to think about money, shifting the focus from chasing high returns to first setting clear goals. The "SMART" framework helps individuals create a detailed financial roadmap, which experts say makes it far more likely they will reach their long-term objectives like buying a home or retiring comfortably.

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